Latest thoughts and learnings.

A 2025 review of the true causes of mortgage arrears. We analyse how health issues, job loss, and separation drive insolvency, and how the Personal Insolvency framework offers a solution for everyone.

If you watched the recent RTÉ documentary “Trackers: The People v The Banks”, you probably felt a familiar mix of anger and frustration. In Ireland, the tracker mortgage scandal is not just history. For many households, it is still shaping day-to-day life.

What is the Abhaile Scheme? Are you having trouble paying your mortgage? Are you worried that you might lose your home because you’re behind on your payments? If so, you might be able to get help from the Abhaile scheme.  The Abhaile scheme is a program that...

The Abhaile scheme now offers a second voucher for free legal and financial advice. Here’s how this new support is already saving homes.

What is a Personal Insolvency Arrangement? What is a PIA? A PIA is a formal agreement between you and your creditors that can help you manage your debts and avoid repossession of your home. A PIA sets out a plan to deal with all of your debts, both secured (mortgage)...

The journey towards financial stability can be daunting, and PIPs play a pivotal role in helping people navigate through these stormy waters and regain control of their financial lives

Mortgage arrears in Ireland have fallen by 70% since 2013, but over 14,000 households remain in long-term arrears. Here’s what the 2024 Abhaile Report means for homeowners.

In 2024, rising mortgage arrears drove record use of personal insolvency solutions. Discover the trends shaping Ireland’s debt support.

The journey towards financial stability can be daunting, and PIPs play a pivotal role in helping people navigate through these stormy waters and regain control of their financial lives