Moving Forward
Together.
Helping you deal with unsustainable debt.
Professional
Experienced in multiple debt solutions to ensure a resolution.
Transparent
From start to finish we are communicating with you.
Regulated
We are authorised by the Insolvency Service of Ireland.
Why Choose
Our Practice
About Us.
Unsustainable debt can be an immense burden to bear. Our goal is to help find a solution that works for both you and your creditors. Together we can deal with your unmanageable debt and to return you to long term solvency.
McNamara & Associates is a dedicated personal insolvency practice based in Swords, Co. Dublin. We are qualified advisors regulated by the Insolvency Service of Ireland (ISI). We are also members of the Association of Personal Insolvency Practitioners (APIP).
We are also members of the Abhaile Scheme which provides a free consultation to discuss your financial situation. Read our blog post for more information.
Latest statistics from the ISI
The figures below are across all PIPs and Practices in Ireland since 2013. Data provided by the ISI Annual Reports.
PROTECTIVE CERTIFICATES
ISSUED SINCE 2013
Approved PIA & DSA Arrangements since 2013
%
of Arrangements included a write-down on the mortgage.
%
with a PIA remained in their home
Personal Insolvency Solutions
Personal Insolvency Arrangement (PIA)
For those with secured & unsecured debts including a mortgage on their home.
Debt Settlement Arrangement (DSA)
For those who have unsecured debts only. You should not have a mortgage on your home.
Bankruptcy
The last resort if a PIA or DSA is not possible for you. Bankruptcy deals with all your debts.
What Our Clients Say
"Thank you Cathal for all your work to secure our home and give us peace of mind in our final years"
V & A
PIA Clients
"I am so grateful to you for all of your work to keep me in my home. The stress was just unbearable. But the moment we first met I knew you understood my situation and were there to help.
V Mc
PIA MTR Client
"We had buried our head in the sand and were up in court for repossession. We met with Cathal who worked on a plan to not only keep us in our home but put us on a path to own it. The debt collector's are now gone and we can focus on living stress free again.
N & U
PIA Clients
News & Insights
Beyond the Headlines: The Real Drivers of Insolvency in 2025
A 2025 review of the true causes of mortgage arrears. We analyse how health issues, job loss, and separation drive insolvency, and how the Personal Insolvency framework offers a solution for everyone.
Tracker Mortgage Scandal Ireland: How to Protect Your Home
If you watched the recent RTÉ documentary “Trackers: The People v The Banks”, you probably felt a familiar mix of anger and frustration. In Ireland, the tracker mortgage scandal is not just history. For many households, it is still shaping day-to-day life.
What is the Abhaile Scheme?
What is the Abhaile Scheme? Are you having trouble paying your mortgage? Are you worried that you might lose your home because...
