Cathal McNamara
MSc, BA (Hons), PIP, P.C. (Peace Commissioner)
Our Mission
To sensitively and transparently work with you to find a debt solution that suits both you and your creditor(s).
Unsustainable debt can be an immense burden to bear. Our goal is to help find a solution that works for both you and your creditors. Together we can deal with your unmanageable debt and to return you to long term solvency.
McNamara & Associates was founded by Cathal McNamara, as a dedicated personal insolvency practice based in Swords, Co. Dublin. We are qualified advisors regulated by the Insolvency Service of Ireland (ISI). We are also members of the Association of Personal Insolvency Practitioners (APIP).
Prior to establishing McNamara & Associates, Cathal completed his training with Mitchell O’Brien of IRS Ireland, Ireland’s first dedicated personal insolvency practice. There he was exposed to >300 unique PIA, DSA and Bankruptcy cases providing a wealth of knowledge and experience in sustainable debt solutions.
What Our Clients Say
News & Insights
Beyond the Headlines: The Real Drivers of Insolvency in 2025
A 2025 review of the true causes of mortgage arrears. We analyse how health issues, job loss, and separation drive insolvency, and how the Personal Insolvency framework offers a solution for everyone.
Tracker Mortgage Scandal Ireland: How to Protect Your Home
If you watched the recent RTÉ documentary “Trackers: The People v The Banks”, you probably felt a familiar mix of anger and frustration. In Ireland, the tracker mortgage scandal is not just history. For many households, it is still shaping day-to-day life.
What is the Abhaile Scheme?
What is the Abhaile Scheme? Are you having trouble paying your mortgage? Are you worried that you might lose your home because...






