Latest thoughts and learnings.

A collection of articles and commentary in the area of Personal Insolvency in Ireland.

ISI Annual Report 2022

ISI Annual Report 2022

While the headline numbers in personal insolvency appear to be decreasing, the fact remains that a significant amount of people in mortgage arrears have yet to seek help with their unsustainable debts. Covid, the cost of living crisis and ECB rate hikes will contribute to an increase in people seeking personal insolvency solutions, but it may take several years for this to become fully apparent in the figures.

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What is a Personal Insolvency Arrangement?

What is a Personal Insolvency Arrangement?

What is a Personal Insolvency Arrangement? What is a PIA? A PIA is a formal agreement between you and your creditors that can help you manage your debts and avoid repossession of your home. A PIA sets out a plan to deal with all of your debts, both secured (mortgage)...

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What is the Abhaile Scheme?

What is the Abhaile Scheme?

What is the Abhaile Scheme? Are you having trouble paying your mortgage? Are you worried that you might lose your home because you’re behind on your payments? If so, you might be able to get help from the Abhaile scheme.  The Abhaile scheme is a program that...

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